PRIVACY POLICY

Protecting your private information is our priority. This Statement of Privacy applies to UBI Middle Georgia Inc. and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to UBI Middle Georgia Inc. include

https://ubimiddlega.com

UBI Middle Georgia Inc. website is an insurance site. By using the UBI Middle Georgia Inc. website, you consent to the data practices described in this statement.


Collection of your Personal Information

In order to better provide you with products and services offered, UBI Middle Georgia Inc. may collect personally identifiable information, such as your:

First and Last Name

Mailing Address

E-mail Address

Phone Number

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include:( a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners;(c) signing up for special offers from selected third parties; (d) sending us an email message;

(e) submitting your credit card or other payment information when ordering and purchasing products and services.

We will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We may also gather additional personal or non-personal information in the future.


Use of your Personal Information

UBI Middle Georgia Inc. collects and uses your personal information to operate and deliver the services you have requested.

UBI Middle Georgia Inc. may also use your personally identifiable information to inform you of other products or services available from UBI Middle Georgia Inc. and its affiliates.


Sharing Information with Third Parties

UBI Middle Georgia Inc. does not sell, rent, or lease its customer lists to third parties.

UBI Middle Georgia Inc. may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to UBI Middle Georgia Inc., and they are required to maintain the confidentiality of your information.

UBI Middle Georgia Inc. may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to:
(a) conform to the edicts of the law or comply with legal process served on UBI Middle Georgia Inc. or the site;
(b) protect and defend the rights or property of UBI Middle Georgia Inc.; and/or
(c) act under exigent circumstances to protect the personal safety of users of UBI Middle Georgia Inc., or the public.


Automatically Collected Information

Information about your computer hardware and software may be automatically collected by UBI Middle Georgia Inc. This information can include: your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the UBI Middle Georgia Inc. website.


Security of your Personal Information

UBI Middle Georgia Inc. secures your personal information from unauthorized access, use, or disclosure. UBI Middle Georgia Inc. uses the following methods for this purpose:

-SSL Protocol-

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that:

(a) there are security and privacy limitations inherent to the Internet which are beyond our control; and
(b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.


Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

-Delete your personal information from our records; and

-Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

-Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

-Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

-Debug to identify and repair errors that impair existing intended functionality;

-Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

-Comply with the California Electronic Communications Privacy Act;

-Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

-Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

-Comply with an existing legal obligation; or

-Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.


Children Under Thirteen

UBI Middle Georgia Inc. does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.


E-mail Communications

From time to time, UBI Middle Georgia Inc. may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from UBI Middle Georgia Inc. or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from UBI Middle Georgia Inc., you may opt out of such communications by replying "STOP" or clicking the "UNSUBSCRIBE" button.


Changes to this Statement

UBI Middle Georgia Inc. reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your:
(a) acknowledgment of the modified Privacy Policy; and
(b) agreement to abide and be bound by that Policy.


Contact Information

UBI Middle Georgia Inc. welcomes your questions or comments regarding this Statement of Privacy. If you believe that UBI Middle Georgia Inc. has not adhered to this Statement, please contact us at:

UBI Middle Georgia Inc.
4480 Riverside Drive, Ste 11
Macon, Georgia 31210

Email Address: [email protected]
Telephone Number: +1 478-242-2092

Effective as of September 04, 2025

TERMS AND CONDITION

Agreement between User and https://ubimiddlega.com

Welcome to UBI Middle Georgia Inc. UBI Middle Georgia Inc. is comprised of various web pages operated by UBI Middle Georgia Inc. ("UBI"). https://ubimiddlega.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of https://ubimiddlega.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.


https://ubimiddlega.com

https://ubimiddlega.com is an E-Commerce Site.

The primary aim of this website is to offer educational services, insurance solutions, and other related services to individuals and businesses, while also providing various paid services to cater to the needs of consumers.


Privacy

Your use of https://ubimiddlega.com is subject to UBI’s Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.


Electronic Communications

Visiting https://ubimiddlega.com or sending emails to UBI constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.


Children Under Thirteen

UBI does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use https://ubimiddlega.com only with permission of a parent or guardian.


Links to Third Party Sites/Third Party Services

https://ubimiddlega.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of UBI and UBI is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. UBI is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by UBI of the site or any association with its operators.

Certain services made available via https://ubimiddlega.com are delivered by third party sites and organizations. By using any product, service, or functionality originating from the https://ubimiddlega.com domain, you hereby acknowledge and consent that UBI may share such information and data with any third party with whom UBI has a contractual relationship to provide the requested product, service, or functionality on behalf of https://ubimiddlega.com users and customers.


No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use https://ubimiddlega.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to UBI that you will not use the Site for any purpose that is unlawful or prohibited by these Terms.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of UBI or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights.

You agree not to modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. UBI content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content.

We do not grant you any licenses, express or implied, to the intellectual property of UBI or our licensors except as expressly authorized by these Terms.


International Users

The Service is controlled, operated, and administered by UBI from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws.

You agree that you will not use UBI content accessed through https://ubimiddlega.com in any country or in any manner prohibited by any applicable laws, restrictions, or regulations.


Indemnification

You agree to indemnify, defend, and hold harmless UBI, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement, your violation of any rights of a third party, or your violation of any applicable laws, rules, or regulations.


Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act.

The arbitration will be conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties. The arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction.

This arbitration provision shall survive the termination of these Terms and Conditions.


Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted.

You agree that you may bring claims against UBI only in your individual capacity, and not as a plaintiff or class member in any class, collective, or representative proceeding.


Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. UBI MIDDLE GEORGIA INC. AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

UBI MIDDLE GEORGIA INC. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL UBI MIDDLE GEORGIA INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS.


Termination/Access Restriction

UBI reserves the right, in its sole discretion, to terminate your access to the Site and related services or any portion thereof at any time, without notice.

This agreement is governed by the laws of the State of Georgia and you hereby consent to the exclusive jurisdiction and venue of courts in Georgia in all disputes arising out of or relating to the use of the Site.


Entire Agreement

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and UBI with respect to the Site and it supersedes all prior communications, whether electronic, oral, or written, between the user and UBI with respect to the Site.

It is the express wish of the parties that this agreement and all related documents be written in English.


Changes to Terms

UBI reserves the right, in its sole discretion, to change the Terms under which https://ubimiddlega.com is offered. The most current version of the Terms will supersede all previous versions. UBI encourages you to periodically review the Terms to stay informed of updates.


Contact Us

UBI Middle Georgia Inc. welcomes your questions or comments regarding these Terms:

UBI Middle Georgia Inc.
4480 Riverside Drive, Ste 11
Macon, Georgia 31210

Email Address: [email protected]
Telephone Number: +1 478-242-2092

Effective as of September 04, 2025

CONTACT US

+1 478-242-2092

4480 Riverside Drive, Ste 11

Macon, GA 31210